Benefits & Welfare Calculators

15 free calculators · Updated for 2026/27

Benefit entitlement turns on income, working hours, rent, children and savings, and a modest change to any one of them moves the amount a household receives. The calculators grouped under benefits estimate what can be claimed, what happens when earnings rise, and the point at which a payment starts to be withdrawn, which helps with taking on extra hours, arranging childcare, or judging how much support survives a means test.

Start with the Universal Credit Calculator, which estimates entitlement from the standard allowance, child and housing elements and the earnings taper. The Child Benefit Calculator shows the payments due and flags the High Income Child Benefit Charge, and the High Income Child Benefit Charge Calculator then quantifies that clawback as income rises. Whether caring responsibilities qualify for a weekly payment is answered by the Carer's Allowance Calculator, while the 30 Hours Free Childcare Calculator sets out entitlement by the child's age and the saving alongside Tax-Free Childcare.

U

Universal Credit Calculator

Estimate your Universal Credit entitlement including standard allowance, child element, housing and earnings taper.
C

Child Maintenance (CMS) Calculator

Calculate child maintenance using CMS rules. Accounts for income, shared care nights and other children.
H

High Income Child Benefit Charge Calculator

Calculate HICBC clawback between £60K-£80K. See if you should still claim for NI credits.
3

30 Hours Free Childcare Calculator

Check free childcare entitlement by age (15/30 hours). See savings with Tax-Free Childcare.
W

Winter Fuel Payment Calculator

2026-27 Trending

Check if you get the 2026/27 Winter Fuel Payment, how much — and whether HMRC claws it back over the £35,000 income limit.
C

Child Benefit Calculator

2026-27

Calculate your Child Benefit payments and check if the High Income Child Benefit Charge applies.
C

Childcare Costs Calculator (Tax-Free Childcare)

Calculate childcare costs with Tax-Free Childcare and 30 hours free entitlement.
C

Carer's Allowance Calculator

Check if you qualify for Carer's Allowance at £86.45 a week in 2026/27, with the 35-hour caring test and the £204 weekly net earnings limit.
P

Pension Credit Calculator

Estimate Pension Credit Guarantee Credit entitlement based on income, pension and savings.
H

Housing Benefit Calculator

Estimate weekly Housing Benefit from your rent, local LHA rate and income, with the 65% taper and 2026/27 allowances for working-age and pension-age claimants.
B

Benefit Cap Calculator

Check if the benefit cap applies and how much your benefits will be reduced.
F

Free School Meals Eligibility Calculator

Check if your children qualify for free school meals. See annual savings and qualifying benefits.
T

Tax Credits Calculator (Legacy)

Legacy calculator for Working Tax Credit and Child Tax Credit, which ended in April 2025. Check an old award on the final 2024/25 rules.
W

Working Hours & Benefits Threshold Calculator

Check which benefit thresholds you meet based on working hours. UC conditionality and WTC eligibility.
C

Care Home Cost Calculator

Estimate care costs and means-testing. See if you're self-funded, means-tested or council-funded.