London Congestion Charge Calculator
Calculate annual Congestion Charge cost. Check EV and Blue Badge exemptions.
Source: TfL, Congestion Charge
By Konstantin Iakovlev · Founder, Calks.uk
Last updated: · Verified against DVLA and GOV.UK 2026 figures
Rates verified: 28 September 2026
Annual Congestion Charge
£4,320.00
£360.00/month · £18/day
London Congestion Charge: £18/day, Mon-Fri 7am-6pm and Sat-Sun/bank holidays 12pm-6pm (excl. Christmas Day to New Year's Day). Auto Pay saves vs daily payment. Zone: central London (roughly within the Inner Ring Road).
Disclaimer
This calculator is for guidance only. It is not financial or tax advice: check anything you rely on against the official source or a qualified adviser. Rates and figures come from DVLA and GOV.UK and are reviewed for 2026. Everything is calculated in your browser; nothing you enter is sent to our servers.
How It Works
The London Congestion Charge is £18 per day, a rate that took effect on 2 January 2026, for driving within the Congestion Charge Zone in central London. The zone operates Monday to Friday from 7am to 6pm, and from 12pm to 6pm at weekends and on bank holidays, so a Sunday afternoon trip is chargeable while a Saturday morning one is not. Pay in advance or by midnight on the day of travel and it stays at £18; leave it until midnight of the third day after travel and it rises to £21.
Certain vehicles are exempt or receive discounts. Electric vehicles that are zero-emission capable and registered with TfL are exempt through the Cleaner Vehicle Discount. Licensed black taxis, buses, motorcycles and mopeds are also outside the charge, as are vehicles registered to Blue Badge holders, and some hybrid models qualify for a discount. Residents living inside the zone receive 90% off, typically for a period of four to five years, which is a rare arrangement now that few new residential registrations are granted.
Auto Pay is the sensible option for anyone entering the zone regularly. It registers a card and charges your account automatically on each day your vehicle is detected, which removes the risk of a late payment penalty of £180, reduced to £90 if paid within 14 days. Enter how often you drive into the zone and the calculator turns that into a weekly and annual figure, which is usually the number that persuades people to reconsider the route or the mode of transport.
Payment itself can be made on the TfL website, through TfL's apps, in person at shops with PayPoint, or automatically through Auto Pay, which bills monthly. Enforcement runs on camera, so there is no barrier or booth to remind you that you have crossed into the zone. Drivers who enter occasionally and rely on memory are the ones who end up with penalty notices.
The Congestion Charge and ULEZ are separate schemes that happen to overlap, and confusing them is expensive. ULEZ costs £12.50 a day, covers all of Greater London since August 2023, runs 24 hours a day every day, and applies only to vehicles that fail the emission standards. The Congestion Charge costs £18 a day, covers central London only, applies during the daytime hours described above, and catches every vehicle regardless of how clean it is. Drive a non-compliant petrol or diesel car into central London on a weekday and you owe both, which is £30.50 for the day.
Other UK cities have taken the clean-air route rather than the congestion route. Bath charges £9 a day for private cars under its Class D zone and up to £100 for HGVs. Birmingham charges £8 a day for cars and commercial vehicles. Bristol, Sheffield and Portsmouth run their own rates, while Manchester cancelled its scheme in 2022. Most of these target non-compliant vehicles only, so check the local authority website and its vehicle compliance checker before travelling. Glasgow's Low Emission Zone works differently again, banning non-compliant vehicles outright with a £60 fine and no daily charge to pay.
Example: Commuting into central London 4 days/week (petrol car)
- Daily charge: £18
- Weekly cost (4 days): £72
- Annual cost (48 working weeks): £3,456
- With Auto Pay: same cost, no penalty risk
- Zone resident discount (90%): £1.80/day = £345.60/year
Source: TfL, Congestion Charge
Frequently Asked Questions
- What does it cost to drive into central London's charging zone?
- At £18 a day, a rate set on 2 January 2026, the charge covers driving inside the central zone between 7am and 6pm on weekdays and 12pm to 6pm at weekends and on bank holidays. Pay by midnight on the travel day and it stays £18; leave it until midnight three days later and it rises to £21. Auto Pay handles it automatically for regular drivers.
- Do I have to pay ULEZ and the Congestion Charge on the same day?
- Yes, if both apply. They are separate schemes: ULEZ is £12.50 a day, covers all of Greater London since August 2023, runs around the clock and catches only vehicles that fail the emission standards, while the Congestion Charge is £18 a day for central London during its operating hours and applies to every vehicle. A non-compliant car driven into the centre on a weekday therefore costs £30.50 for that day.
- Which vehicles avoid the Congestion Charge altogether?
- Zero-emission capable electric vehicles registered with TfL are exempt under the Cleaner Vehicle Discount, as are licensed black taxis, buses, motorcycles and mopeds, and vehicles registered to Blue Badge holders. Some hybrids qualify for a discount rather than full exemption. Residents of the zone get 90% off, usually for four to five years. Exemptions and discounts generally have to be registered with TfL in advance rather than claimed afterwards.
- What is the penalty if I forget to pay the charge?
- £180, reduced to £90 if you settle within 14 days. Because enforcement is by camera and there is no barrier at the boundary, occasional drivers often find out weeks later when the notice arrives. Paying by midnight of the third day after travel costs £21 rather than £18 and avoids the penalty entirely, and Auto Pay removes the problem by charging your card on each day your vehicle is detected.
- Do any other UK cities charge to drive into the centre?
- Several charge older vehicles rather than all traffic. Bath asks £9 a day from private cars in its Class D zone and up to £100 from HGVs, Birmingham charges £8 a day for cars and commercial vehicles, and Bristol, Sheffield and Portsmouth set their own rates. Manchester cancelled its scheme in 2022. Glasgow bans non-compliant vehicles outright with a £60 fine instead of a daily charge, so there is no option to pay and drive in.