UK Minimum Wage Calculator
Are you being paid the legal minimum? Check your hourly, weekly and annual pay against UK National Living Wage (£12.71/hr) and NMW rates by age for 2026.
Source: GOV.UK — National Minimum Wage and National Living Wage rates
By Konstantin Iakovlev · Founder, Calks.uk
Last updated: · Verified against HMRC and GOV.UK 2026/27 rates
Rates verified: 28 September 2026
Quick Answer
From 1 April 2026 the UK National Living Wage (21+) is £12.71/hour. Ages 18 to 20: £10.85/hour. Under 18 / apprentice: £8.00/hour. If you are paid less, your employer is breaking the law, report to ACAS on 0300 123 1100.
Hourly
£12.71
Weekly
£508.40
Monthly
£2,203.07
Annual
£26,436.80
2026/27 National Minimum/Living Wage rates:
National Living Wage (21+): £12.71/hour
Age 18-20: £10.85/hour
Under 18: £8.00/hour
Apprentice: £8.00/hour
Disclaimer
This calculator is for guidance only. It is not financial or tax advice: check anything you rely on against the official source or a qualified adviser. Rates and figures come from HMRC and GOV.UK and are reviewed for the 2026/27 tax year. Everything is calculated in your browser; nothing you enter is sent to our servers.
UK Minimum Wage rates (from 1 April 2026)
| Age group | Rate | Annual (39 hr/wk) |
|---|---|---|
| 21 and over (National Living Wage) | £12.71 | £25,776 |
| 18 to 20 | £10.85 | £22,004 |
| Under 18 / Apprentice | £8.00 | £16,224 |
How It Works
The UK sets minimum hourly pay rates that vary by age. From 1 April 2026, the National Living Wage for workers aged 21 and over is £12.71 per hour, up from £12.21. The National Minimum Wage is £10.85 for 18 to 20 year olds, £8.00 for under-18s, and £8.00 for apprentices who are under 19 or in the first year of their apprenticeship. The rates change every 1 April: the Low Pay Commission recommends them and the government sets them.
These rates are statutory minimums, so employers must pay at least these amounts for every hour worked. Hours include time spent working, time on call at the workplace, travelling as part of the job (between client sites, not commuting) and training during normal hours, as well as time spent putting on a mandated uniform. The regular commute between home and a fixed workplace, voluntary unpaid overtime and rest breaks do not count. Piece workers are covered by Fair Piece Rate rules, which require the employer to run time trials and pay at least 120% of the minimum wage for the average expected output.
This calculator checks whether your current pay meets the legal minimum based on your age, hours worked and, if you enter it, the hourly rate you are paid, showing any shortfall or margin per week and per year. It also shows what your weekly, monthly and annual income should be at the minimum rate, which makes it easier to check that your payslips are correct. A 23-year-old on 40 hours a week, for instance, should see at least £12.71 an hour for 40 hours, which is £508.40 before deductions.
Sleep-in shifts and on-call work are the main grey area. The Supreme Court ruling of 19 March 2021 in Royal Mencap Society v Tomlinson-Blake [2021] UKSC 8, which upheld the 2018 Court of Appeal decision, confirmed that a sleep-in shift, where the worker is provided with a bed and only responds if needed, attracts the minimum wage only for the time actually spent working, not for the sleeping hours. If you must remain awake or carry out regular checks, however, the entire shift counts as working time. This distinction matters most in care, hospitality and security.
Salary sacrifice arrangements (pension, cycle-to-work and EV schemes) reduce your gross salary in exchange for benefits, and your post-sacrifice pay must still equal or exceed the minimum wage. An employer cannot agree to a sacrifice that takes you below the legal floor. With the NLW at £12.71, someone on a 37.5-hour week must be left with at least £476.63 a week (£24,785 a year) after the sacrifice. Tips cannot be used to top up base pay either: since 1 October 2024 the Tipping Act 2023 has required all tips, including those shared out through a tronc, to be passed to workers in full.
The apprentice rate catches many people out. The £8.00 rate applies while you are under 19 or in the first 12 months of an apprenticeship, whichever applies to you. Once you have passed your 19th birthday and completed 12 months, you must be paid the age-appropriate rate (£10.85 for 18 to 20, £12.71 for 21 and over). Many apprentices are underpaid because employers do not update pay when these thresholds are crossed. The 12-month clock includes any furlough time but resets if you start a new apprenticeship.
Underpayment is illegal under the National Minimum Wage Act 1998. HMRC enforces the law and can charge penalties of up to 200% of the arrears (capped at £20,000 per worker), publish employers' names on the NMW Underpayment List and prosecute persistent offenders. Claims for unpaid wages can go back 6 years, and workers who complain are protected from victimisation under the Employment Rights Act. Suspected underpayment can be reported confidentially to ACAS on 0300 123 1100 or through the GOV.UK NMW complaints form.
Example: 23-year-old working 40 hours/week
- National Living Wage (21+): £12.71/hour
- Weekly minimum pay: £12.71 × 40 = £508.40
- Monthly minimum: £508.40 × 52 ÷ 12 = £2,203.07
- Annual minimum: £508.40 × 52 = £26,436.80
- Below this rate? Your employer is breaking the law
Source: GOV.UK — National Minimum Wage and National Living Wage rates
Frequently Asked Questions
- Does the minimum wage I'm owed depend on my age?
- Yes. The rate you are legally owed depends on your age band: £12.71 an hour for 21 and over (the National Living Wage), £10.85 for 18 to 20, and £8.00 for under-18s and eligible apprentices. Enter your age group and hours and the calculator shows the minimum pay as weekly, monthly and annual figures. On a 39-hour week the annual minimums are £25,776, £22,004 and £16,224 respectively.
- What counts as working time for the minimum wage?
- Working time includes hours spent working, travel between work assignments (but not your regular commute), training during normal hours, on-call time when you must remain at the workplace and time spent putting on a mandated uniform. It excludes the commute, voluntary unpaid overtime and rest breaks. On sleep-in shifts, following the Supreme Court's March 2021 ruling in Royal Mencap Society v Tomlinson-Blake, only the hours you are awake for the purposes of working count, not time asleep. Piece workers must be paid so that they average at least 120% of the minimum wage for the expected output under Fair Piece Rate rules.
- Can my employer count tips towards the minimum wage?
- No. Tips, including those pooled and shared out through a tronc, cannot be used to top up base pay to reach the minimum wage. Since 1 October 2024 the Tipping Act 2023 has required employers to pass all tips to workers in full, on top of wages. Your hourly pay before tips must on its own meet the rate for your age band, and the calculator checks your pay on that basis when you enter your hourly rate.
- Can salary sacrifice take my pay below the minimum wage?
- No. A salary sacrifice for a pension, cycle-to-work or electric vehicle scheme reduces your contractual gross pay, and the pay left after the sacrifice must still be at least the minimum wage for every hour you work. An employer cannot agree to an arrangement that breaches this. For a 37.5-hour week on the £12.71 National Living Wage, that means post-sacrifice pay of at least £476.63 a week, or £24,785 a year.
- How do I report being paid below the minimum wage?
- You can report suspected underpayment confidentially to ACAS on 0300 123 1100 or through the gov.uk NMW complaints form. HMRC investigates, can demand records and can force the employer to pay the arrears with a penalty of up to 200% (capped at £20,000 per worker). Employers are also named publicly on the government's NMW Underpayment List. You are protected from victimisation under the Employment Rights Act, and claims for unpaid wages can go back 6 years.