Pensions & Retirement Calculators
16 free calculators · Updated for 2025/26
Workplace Pension Calculator
Calculate your workplace pension contributions and projected pot at retirement under auto-enrolment.
State Pension Calculator
2025-26Estimate your UK State Pension based on your National Insurance record. Full new State Pension is £230.25 per week.
Pension Drawdown Calculator
Calculate how long your pension pot will last with drawdown. See year-by-year projections with growth.
State Pension Age Calculator
Find your State Pension age based on date of birth. See exact date and days remaining.
How Much Pension Do I Need?
Calculate the pension pot needed for your target retirement income using drawdown, 4% rule or annuity.
Pension Tax Relief Calculator
Calculate how much tax relief you get on pension contributions as a basic, higher or additional rate taxpayer.
Annuity Calculator — Retirement Income
Estimate annuity income from your pension pot. Compare single and joint life annuity rates by age.
Pension vs ISA Calculator
Compare pension and ISA over time. See which gives you more after tax relief and withdrawal tax.
Salary Sacrifice Pension Calculator
Compare salary sacrifice vs relief at source pension contributions. See tax and NI savings.
Pension Annual Allowance Calculator
2025-26Check your pension annual allowance (£60K), tapered allowance and MPAA. See if you face a tax charge.
Teachers' Pension Calculator
Project your Teachers' Pension based on salary, years of service and accrual rate (1/57th career average).
SIPP Calculator — Self-Invested Pension
Project your Self-Invested Personal Pension with tax relief, employer contributions and growth.
Pension Consolidation Calculator
Compare keeping multiple pension pots vs consolidating into one. See fee savings over time.
Employer Pension Contribution Calculator
Calculate auto-enrolment pension contributions on qualifying earnings with tax relief.
Pension Lump Sum Calculator (PCLS)
Compare taking 0-100% as lump sum. See tax-free portion, tax on excess and remaining pot for drawdown.
Pension Sharing on Divorce Calculator
Calculate pension division in divorce. Compare sharing orders with different splits.