Currency Converter — Live Exchange Rates
Convert between GBP, EUR, USD and 150+ world currencies with live exchange rates.
Last updated: April 2026 · Source: Bank of England — Exchange rates
100 GBP =
117.00 EUR
1 GBP = 1.1700 EUR
Indicative rates only. For accurate rates, check with your bank or provider.
Disclaimer
This calculator is provided for informational purposes only and should not be considered as financial or tax advice. All calculations are performed locally in your browser — no personal data is collected or sent to our servers. Rates and thresholds are sourced from HMRC and GOV.UK and are updated for the current tax year. Always verify results with HMRC or consult a qualified professional before making financial decisions.
How It Works
Exchange rates fluctuate constantly based on economic conditions, central bank policies and market sentiment. The mid-market rate — the midpoint between the buy and sell prices on the interbank market — is the fairest benchmark. Banks and bureaux de change add a margin on top, typically 2–5% for retail customers.
This converter uses mid-market rates to show you the true value of your conversion. When comparing providers, always check the total cost including both the exchange rate margin and any fixed transaction fees. A provider with a better rate but higher fees may cost more overall.
For large transfers such as property purchases abroad, specialist currency brokers often offer rates much closer to the mid-market rate than high-street banks. Forward contracts let you lock in a rate for a future date, which can be useful for planned purchases.
Example: Converting £1,000 to Euros
- Mid-market rate: 1 GBP = 1.17 EUR
- At mid-market: £1,000 = €1,170
- Typical bank rate (3% margin): 1 GBP = 1.135 EUR → €1,135
- Cost of the bank's margin: €35 (approx. £30)
Source: Bank of England — Exchange rates
Frequently Asked Questions
- What does the Currency Converter — Live Exchange Rates do?
- Convert between GBP, EUR, USD and 150+ world currencies with live exchange rates. All calculations are performed in your browser using official UK rates and thresholds.
- Is this calculator free to use?
- Yes. All calculators on Calks.uk are completely free to use. No account or registration is required. All calculations run in your browser — no data is collected.
- Can I use this on my phone?
- Yes. All our calculators are fully responsive and work on smartphones, tablets and desktop computers. The interface adapts to your screen size automatically.